PAY DAY ADVANCES

Are you low on cash before you get paid?  Need a short term loan to hold you over for a few days?  If you need some cash before your next pay day, check out the companies below for a payday advance loan. A few of these companies have no credit check and no faxing is required to get the payday advance loan.  I have compiled a list of various companies with their requirements and fees among other things.  If you are busy like most of us, this list will help shorten the amount of time you spend comparing company to company, as I have done most of that work for you.  If you have any feedback regarding any of these companies, I'd appreciate it so I can post your positive or negative experiences for others. Contact me by clicking here.

easy, no hassle loans of up to $500.00. Only at thecashstation.com 

Personal CashAdvance.com
EZPaydayCash.com   (available in all 50 states)

  Americash-Online Get cash overnight

Pay Day OK!(No Fax required and cheapest loan available!) 
Quick Cash   123 Online Cash (2 min application) Dollar Advance NO QUALIFYING! National Fast Cash

YourCashNetwork 

Get Cash with bad or no credit 

My Payday Loan (First Loan Free!) PayCheckToday.com - Click here to get up to $1000 by tomorrow! Nothing to Fax!    PayDay Central Loan-Till-Payday.com: Instant Cash Loans(no fax required)

Cash in One Hour.com

CitizensCashAdvance.com

""Cash Advance Network"": Need money now? Get up to $1000 in just 24 Hours - Apply online now 

Fast Funds Online   CashAdvanceMan.com

*see information below for some specifics and/or pay day loans not listed above

** For UK Payday Loans click The Payday Store

Pay Day OK (most highly recommended payday advance)

-NO faxing required! Only three steps to complete. The PayDay OK application is easy and secure. Just provide us with information about your job, residence, personal references and checking account and you’re ready to go! Depending on approval you’ll be qualified for up to $400.
-this is the cheapest payday advance I have been able to find; the fee is $10 per every $100 borrowed
-no credit checks
-approval in minutes
-No Faxes, No Bank Statements, No Credit Checks, No Hassles
-the only drawback is that this payday advance may not be availabe in your state

Comments received on 5/14/04:
Thank you for putting these on the web and researching these advance payday loans. PayDay OK is great. They are friendly and provide prompt service. Thank you very much. Greatly Appreciated.

Pay Day City

Cash in One Hour.com

-money can be wired within one hour
-Cash in One Hour.com will take your check and wire you the money and then cash it after 30 days
-Based on a review of your application, you may be approved for up to a $500 cash advance. However, all new customers that are approved will be issued an initial $200 advance. Once you have established a history with Cash in One Hour you will be eligible for new advances up to your approval limit
-fees are $10 per $100 loan, plus there is a fee for wiring the money, ranging from $17-$20 based on the amount borrowed

PersonalCashAdvance.com offers $100-$500 payday cash advance loans. There's never an application fee and most funding occurs overnight. Personal Cash Advance does not perform credit checks. Your job and your paycheck act as your collateral. You only need to meet the following requirements:

• You're currently employed or receive recurring income regularly.
• You take home at least $1000/month if employed or $800/month if on a fixed income
• Your paycheck is direct deposited into your savings or checking account.After completing an application, you will be asked to fax in copies of the following documents: Copy of drivers license, State issued ID or Military ID, bank statement, voided personal check and current pay stub
-approval in hours, funds available next day
-a big plus is that this payday advance is available in all 50 states

 EZPaydayCash.com Up to $1000 Payday loan. No credit check. Application approved in 1 hour.
-fees $25 per $100 loan
-bad credit is ok
-loans are due paid on your next pay day (if greater than 7 days), however, you can extend twice for a fee
-loans available in all 50 states
-first loan you can borrow $300, afterwards each subsequent loan can increase by $100, up to a $1000 payday advance

WeGiveCash.com Bounce A Check? Get $500 wired to you in One Hour! No credit checks. Apply Now and get the cash you need today!
-fees as low as $10 per $100 loan
-cash in one hour
-borrow up to $1000
-must pay off current loan before a new loan can be taken out

Fast-Funds Online$ 500 in your bank account in 24 hours! Find Out HOW!!  
-Currently have a job (or receive regular income)
-Make at least $1200 per month
-Are 18 years of age or older and a U.S. citizen
-Have a checking account
-cash is available the next business day
-application takes only minutes
-extensions are automatic
-loans from $100 up to $500

Pay Day City!

-their website states that the application only takes minutes to complete
-15 day extendable payday loans
-can borrow up to $200 the first 4 times, then $500 after that
-fee is $25 for every $100 borrowed
-need to fax the following: copies of personal check, Driver's license or official I.D., paycheck stub, bank statement and proof of US residency (utility bill is ok) if less than a month old and has your name and address on it)
-cash available the next business day
-you can also print out 3 forms and fill out an application manually and then fax the information instead of an online application

My Payday Loan

-first payday loan is free up to $300, after that you can receive $500
-fax them a copy of your bank statement, paystub, voided check, and signed agreement
-18 day extendable loan
-fee is $25 per $100 loan
-funds available the next business day
-no faxing required

Dollar Advance NO QUALIFYING!

-this is a 15 day extendable payday loan
-approval only takes minutes
-first four loans up to $200 each, then $500
-application is very short
-fee is $25 per $100 borrowed

Cash Advance Now  

-approved in minutes
-pre-qualify online by answering 7 questions
-first four transactions up to $200 then you can borrow up to $500
-15 day extendable loan
-they speak Spanish
-I could not find their fee on their website

Your Fast Cash

-apply in under 2 minutes
-must be employed and earn $1000/month or $800 if on a fixed income
-English or Spanish
-short term loans up to $500
-may be given loan even with bad credit
-they don't give you the fee amount until you qualify

Hassle-Free Emergency Cash Loans at Loan-Til-Payday

-no faxing required
-approved for up to $1000 in 30 seconds
-from their website: they are the #1 rated cash advance company, and the only instant approval company
-also from their website: 93% are approved for up to$1000
-fee is $30 per $100 borrowed
-can refinance (extend) loand up to 4 times

The Payday Store
-UK Payday Loans
-You can apply for any amount between £80 and £400.  
-In order to be approved you will need to be full-time employed in the United Kingdom and have your salary paid into a bank account with a debit card.
-Our fully inclusive charge is £25 per £100 borrowed. There are no hidden or additonal fees.

Payday Loans: Click Here! If you live in Canada and need a payday advance, this is the place to go. Click here to apply in French.  
-you must be 19 years old
-currently employed for 3 months
-must have active chequing account
-unfortunately, they do not lend if you are self employed, seasonally employed, on assistance, workmen's comp, or commission
-can borrow between $100 and $500 depending on how much you qualify for
-applications usually approved within 30 minutes
-if you're approved by 12pm Pacific Time, you can usually get the funds that same day
-I could not find anything about their loan fee

If a company listed in the table above, does not have more information provided, that is because there is limited information available about the company. For instance, no where on their site does it tell you how much it costs to refinance the loan or to even take out the loan. Thus, it is sort of like buyer beware. Other companies not listed in the chart above include: Your Fast Cash -You could Get 500 Bucks by Tomorrow! 2 Minute App. , and Green Payday - 2 Minute App.

Interested in purchasing a home or learning about the home buying process? Then click here to learn about the real estate market.

 

copyright 2003-6 Robin Eisenberg
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